Saving money is easier than you think. In fact, you can find “66 Ways You Can Save” (from transportation, mortgages, banking, housing, energy, to insurance and more) at www.ftc.gov - Facts for Consumers. Here are a few simple ideas you’ll find:
- Skip the ATM. It’s amazing how many people burn up cash in a short time using the ATM.
- Track Your Monthly Spending. When you know where you’re spending your money, you can make adjustments where necessary.
- Pay Cash. You’ll save money by not paying interest on credit cards, and when you’re out of cash…you’ll stop spending.
- Reduce Your Debt. Pay off your smallest balance first, then move to the next smallest debt, double the payment, and continue on until you’ve paid off your debt.
- Lower Household Expenses. Combine trips to save on fuel, and eat more meals at home. Turn the thermostat down in the winter to save on home heating bills and you can save a bundle.
- Look for the Deals. Shop discounts and closeout sales, and keep an eye out for coupons and rebates on items you plan to purchase.
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